Agency Loans

Sometimes, the best possible funding source for specialty housing property is an agency loan. Government agencies insure loans for construction, acquisition, renovation and refinancing of specialty housing properties including multi-family housing, senior housing, student housing, affordable housing and health care facilities.

If you are considering an agency financing solution for a specialty housing project or an SBA loan for an owner-occupied building, then contact us for an independent and honest evaluation of your options. Our team will provide you with a comprehensive view that will help you determine the pros and cons of using a government agency or privately sourced financing solution.

AGENCY LOAN TERMS

LOAN AMOUNTS: Minimum $1 million
LOAN RATES: 5.0-7.5% (risk based pricing)
LOAN TERMS: 40 years
AMORTIZATION: 40 years
MAX LOAN-TO-VALUE: 90% with agency programs
MINIMUM DSCR: NA
DEBT YIELD: NA
RECOURSE: Recourse (no exceptions)